IDR
Deposit and withdraw IDR directly from the Defx app via QRIS, Virtual Account (VA), or E-Wallet, and withdraw to bank.
1. Overview
Individual, Businesses
1:1 IDR <> IDRX
Your own bank only
Incoming: ≤ Rp10,000,000 QRIS: Rp0, VA: Rp3,000, E-Wallet: 1.67% > 10,000,000 to ≤ 20,000,000: VA: Rp3,000, E-Wallet 1.67% > 20,000,000 VA: Rp3,000 Outgoing: ≤ IDR 250,000,000: Rp5,000, real-time > IDR 250,000,000 to < 1,000,000,000: Rp35,000, processed Mon–Fri 08:00–15:00
2. KYC
You must complete identity verification (KYC) to get access to IDR ramps.
KYC is collected and verified by IDRX; their eligibility rules and sole discretion applies.
3. Enhanced Due Diligence (EDD)
IDRX will email your registered address requesting:
Source of Funds documentation; and
Purpose of the transaction.
The deposit will be held at the fiat layer until documents are reviewed.
If the requested documents are not provided within 10 days, the transaction is rejected and funds are automatically refunded back to the sending account. Any refunded transactions will incur a Refund penalty of Rp5,000 + applicable redeem fees.
4. Disclaimers
Defx is not a bank.
Fiat is not custodied by Defx; IDRX orchestrate regulated rails and bank networks behind the scenes.
Partner terms apply.
KYC, eligibility, and compliance checks for IDR are performed by IDRX. Their terms and policies govern access to the IDR rails.
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