USD

Deposit and withdraw USD directly from the Defx app via dedicated US virtual accounts under your own name. Fund your account, receive payroll, or make payments straight from Defx.

1. Overview

Customer
Exchange Rate
Sources
EDD Thresholds
Fees

Non-US resident

1:1 USD <> USDC

First party: Your own bank, fintechs, brokerages Third Party: Individuals, businesses

First Party: >$10,000/ transaction Third party: >$5,000/ transaction Overall: >$20,000 per month

Incoming: ACH - free Wire - $20 Outgoing: ACH - free Wire - $20

US resident

1:1 USD <> USDC

First party: Your own bank, fintechs, brokerages Third Party: Businesses

First Party: >$10,000/ transaction Third party: >$5,000/ transaction Overall: >$20,000 per month

Incoming: ACH - free Wire - $20 Outgoing: ACH - free Wire - $20

2. KYC

  • You must complete identity verification (KYC) to get access to USD ramps.

  • KYC is collected and verified by Noah; their eligibility rules and sole discretion applies.

3. Enhanced Due Diligence (EDD)

  1. Noah will email your registered address requesting:

    • Source of Funds documentation; and

    • Purpose of the transaction.

  2. The deposit will be held at the fiat layer until documents are reviewed.

  3. If the requested documents are not provided within 10 days, the transaction is rejected and funds are automatically refunded back to the sending account.

4. Disclaimers

  • Defx is not a bank.

    Fiat is not custodied by Defx; Noah orchestrate regulated rails and bank networks behind the scenes.

  • Partner terms apply.

    KYC, eligibility, and compliance checks for USD are performed by Noah. Their terms and policies govern access to the USD rails.

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