USD
Deposit and withdraw USD directly from the Defx app via dedicated US virtual accounts under your own name. Fund your account, receive payroll, or make payments straight from Defx.
1. Overview
Non-US resident
1:1 USD <> USDC
First party: Your own bank, fintechs, brokerages Third Party: Individuals, businesses
First Party: >$10,000/ transaction Third party: >$5,000/ transaction Overall: >$20,000 per month
Incoming: ACH - free Wire - $20 Outgoing: ACH - free Wire - $20
US resident
1:1 USD <> USDC
First party: Your own bank, fintechs, brokerages Third Party: Businesses
First Party: >$10,000/ transaction Third party: >$5,000/ transaction Overall: >$20,000 per month
Incoming: ACH - free Wire - $20 Outgoing: ACH - free Wire - $20
2. KYC
You must complete identity verification (KYC) to get access to USD ramps.
KYC is collected and verified by Noah; their eligibility rules and sole discretion applies.
3. Enhanced Due Diligence (EDD)
Noah will email your registered address requesting:
Source of Funds documentation; and
Purpose of the transaction.
The deposit will be held at the fiat layer until documents are reviewed.
If the requested documents are not provided within 10 days, the transaction is rejected and funds are automatically refunded back to the sending account.
4. Disclaimers
Defx is not a bank.
Fiat is not custodied by Defx; Noah orchestrate regulated rails and bank networks behind the scenes.
Partner terms apply.
KYC, eligibility, and compliance checks for USD are performed by Noah. Their terms and policies govern access to the USD rails.
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